Bullet journals are pretty popular these days, and for good reason. For people who still love paper planners and writing things down, bullet journals provide an at-a-glance way to help you track and achieve your goals. Once they’re set up, they’re super easy to use. And that user friendliness includes helping you finance your life. Let’s take a look at how to use a finance bullet journal.
If you’re saving up for something specific, such as a new computer or a car, you need to keep that goal in mind as you budget and save. When you’re saving up for something, try creating a needs and wants collection and set budgets for each item. You can set up a savings tracker and a savings challenge spread to keep you motivated.
Use a bullet journal to develop a budget and (actually) stick to it!
3. Track Spending
This is a good start for people who are new to budgeting. Being aware of what you’re spending on different things can help you form a good financial foundation for everything else. Create a spending log or a no-spend challenge.
4. Pay Down Debt
Debt tracking works best when you’re also tracking income and spending. Consider making a debt information log, debt snowball tracker, or debt payment sheet.
5. Make More Money
A bullet journal may not help you make more money, but it can help you track your income goals and work toward them. Think about setting up an income tracker. Maybe you CAN afford that gym membership after all!