Financial Planning: What Is An IRA? IRA stands for Individual Retirement Account, and “Individual” really is a keyword here. Unlike a 401k that may be offered through an employer, an IRA is an account you can set up on your own, at any bank or financial institution that offers it. An IRA is purely for […]
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Budgeting Finances: When To Spend & When To Save
Budgeting Finances Everyone knows that saving as much as you can is always a fiscally healthy way to live. But how much savings is enough, and how much can you spend? Only you can make that decision for your own set of circumstances. But here are some helpful things to think about. Anytime you’re faced […]