Here are some quick improvement tips for your credit score. These are things you can do even if there are no errors on your credit reports.
- Pay down balances on your credit cards
- Take advantage of credit limit increases by not increasing your balances
- Consolidate debts into one personal loan with lower interest
- See if your bank offers a credit-builder loan to help you build your credit
Along with the above credit repair tips, be sure you keep a monthly budget, stick to it over time, and use any credit cards you do have responsibly.