Financial Planning: What Is An IRA? IRA stands for Individual Retirement Account, and “Individual” really is a keyword here. Unlike a 401k that may be offered through an employer, an IRA is an account you can set up on your own, at any bank or financial institution that offers it. An IRA is purely for […]
Archives for October 2019
The Best Advice You Can Hear When You Have Poor Credit
Advice For Poor Credit The best advice for raising a poor credit score may not be what you want to hear, but it’s the advice that works. Learn to manage your credit responsibly, over time. Responsible use of credit over time is what proves to lenders that you are worth the credit risk. Here are […]
Budgeting Finances: When To Spend & When To Save
Budgeting Finances Everyone knows that saving as much as you can is always a fiscally healthy way to live. But how much savings is enough, and how much can you spend? Only you can make that decision for your own set of circumstances. But here are some helpful things to think about. Anytime you’re faced […]
Six Ways To Save Money During The Holidays
Ways To Save Money During The Holidays The first thing you need to do–even before you buy your first gift or plan your first Christmas party–is have a plan in place for your holiday spending. These six ways will help. 1. Make a budget, and stick to it You might want to put a cap […]
4 Easy Ways To Save Double What You Save Now
4 Easy Ways To Save Double 1. Know Where It Goes For anyone who wants to know the ways to save double what you save now, you have to understand where all your money goes in the first place. Why do you need to know this? Because once you know where your money goes {and […]
The Power Of A Penny {You Should Always Pick It Up!}
The Power Of A Penny What Is A Penny Good For? The Common Cents foundation will tell you that a penny is good for a lot! Because a single child wanted to help feed the hungry, the Penny Harvest began. Each year, children between the ages of 4 and 14 collect pennies and convert them […]